YOWPAY the EU Solution to Instant Payments by Wire-Transfer

????‍???? "Our paymenst solution brings together both worlds of open-banking and instant-payment using QR codes. We don't touch your data nor your money. It's a key for the merchant to be comfortable." The founder explained during a recent interview.

Your-Own-Wave Pay is a Instant SEPA Payment solution for e-commerce platforms and point-of-sale. "Its offered as plugin for your commerce website 'Wordpress', 'Prestashop' and any more to come. As point-of-sale use our app for you local shop." ????

????️ The beauty of our product is; "Automatic Reconciliation & No Transaction Fee" said YOWPay Founder.

No funds are collected or rewired by third parties & YOWPay technology provides a live feedback when receiving funds thanks to instant-payment solution.

In the rapidly evolving world of digital transactions, YOWPay is carving its own unique path. Founded by an industry veteran with a background stretching from IT to e-commerce, this innovative service is designed to revolutionize the way consumers and merchants handle peer-to-peer transactions. This is however not new technology. ????️

YOWPay aims to make SEPA (Single Euro Payments Area) instant transactions as easy and as accessible as possible, ???? allowing customers to complete transactions quickly and efficiently using their own banking applications.

"We just want to make it super easy on the consumer side to use their usual bank application, log in with Face ID, and pay with SEPA instant. That's our main goal," the founder emphasized.

Crucially, YOWPay positions itself not just as a financial tool, but as a facilitator of privacy and security. "We do not collect any data on email, name, address, anything. So the merchants are comfortable that we are not going to remarket any of their clients," the founder further clarified.

A significant advantage that YOWPay offers is its potential to save on 'unjustified payment fees'. The founder remarked, "There are some business cases where the margin is low. If you have only 5% of brutal margin in your business, but you have 1% of transaction fees, already 20% of your margin that is going into payment fee." ???? By providing high-level services in building e-commerce APIs, YOWPay seeks to lower these fees and offer a more cost-effective alternative for businesses.

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