E33 - InsurTech and Virtual Banking: Michelle Chan

???? What will the future of Insurance look like? What is the potential of InsurTech?
Will Virtual Banks just complement incumbents or will they become actual competitors?
How can Virtual Banks promote Financial Inclusion?

I had a discussion with Michelle Chan, Co-Chair of the InsurTech Committee of the FinTech Association of Hong Kong (FTAHK), Co-Founder and Managing Partner at The Phygital, and Top 25 FinTech Female Leader in HK (2018) ????

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Chapters:

00:00 Introduction.
00:43 Michelle´s personal journey.
03:22 Hong Kong´s FinTech scene: what are its main strengths and opportunities? How can Hong Kong leverage the Greater Bay Area (GBA)?
06:40 What will the future of Insurance look like? What is the potential of InsurTech?
11:02 What does the future of Banking look like?
15:40 Will Virtual Banks just complement incumbents or will they become actual competitors?
19:47 How can Virtual Banks promote Financial Inclusion?
24:27 What role will Artificial Intelligence (AI) play in the future of Banking?
25:30 Will cryptocurrencies play an important role in the future of Virtual Banking?
29:51 Wrap up.